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چکیده
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Access to financial resources is a crucial factor affecting the development of businesses (Dibrova, 2016). However, small and medium size enterprises (SMEs) and startups face challenges in finding financial resources, despite their importance (Cox & Nguyen, 2018). Banks have historically been the leading source of financing for entrepreneurs and SMEs, but obtaining financial support from banks has been difficult and often unsuccessful (Dibrova, 2016). The financial crisis of 2008 aggravated this problem, leading to a reduction in the willingness of banks to provide financial assistance (Teichmann et al., 2022). In this context, crowdfunding has emerged as a viable alternative to traditional financing sources (Dibrova, 2016).
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